(Untitled)

[dingdongdead]

so i need some help/information. i'm 23 years old and will be graduating this semester and therefor will no longer be a full time student, and will lose health insurance coverage from my father. apparently a new law goes into effect jan 1 saying that if he claims me as a dependent on his taxes than i can still be covered under his insurance until

Comments

[pinky_jolie]

http://mass.gov/?pageID=hichomepage&L=1&L0=Home&sid=Qhic

i just got enrolled into it.
i think its a good deal, they decide what you pay for it based on your income. i get it for free.

[dingdongdead]

thanks, i went there and called them and they said that although i am in an income bracket that would make me elligable, because my current employer offers insurance i am obligated to accept theirs, regardless of weather or not i can afford it. and she said if i don't accept the insurance from my employer i will be fined for not having health insurance. this state is so f'ed up.

[dantesmom]

What??? They can't fine you for not being able to afford health insurance, can they??? That's fucked up if it's true. Can anyone confirm/deny?

[dantesmom]

Never mind. You're right. You get fined. WTF? And this is new law is supposed to BENEFIT the people in our state?

So, say someone loses their job. They have no money coming in, no health insurance, AND they have to pay a fine for not having health insurance? Yeah. Good idea.

[catsaurus]

Quick google search: http://www.hcfama.org/. Since you're about to graduate, I think you can take it from there.

[dingdongdead]

haha thanks for the help, that is exactly what i was looking for. sadly they won't help me.

[bluemoonchild]

As far as I know -- and I don't live in MA at the moment, but I read it in the herald -- the law hasn't taken effect yet. Try doing a search on boston.com or bostonherald.com.

[bluemoonchild]

Guess I should have read the comments first! LOL Good luck!

[lapenn]

I don't know about massachusetts, but I do know about decent health insurance. For the year after I graduated college (when my parents' insurance wouldn't cover me and I didn't have insurance through my job).

I got insurance via ehealthinsurance.com -- good service, and it worked well for general doctor's office visits and whatnot. I paid $130 a month for full coverage and vision (got 2 new pairs of glasses out of it!). So, you might want to check that out -- if nothing else, it's cheaper than your work plans.

[dingdongdead]

thanks for the link, sadly they do not currently offer individual insurance in my zip code.