Comments | merrickkite: Little Twinge of Fear and Uncertainty.

merrickkite

Little Twinge of Fear and Uncertainty.

Sep 01, 2010 13:38

Every once in a while I think about how I should begin saving for retirement. How I should start planning. Though of course I haven't been able to find the little bit of extra money that would begin a retirement fund. Every time I save a little, some emergency comes up, because I haven't been able to save addional extra for emergencies, that ( Read more... )

savings, retirement

Comments 8

sip_furb September 3 2010, 09:19:43 UTC

I have also been thinking about money. Not so much retirement but more so the here and now so I can quit living paycheck to paycheck. The first thing I did was start using mint.com to track EVERYTHING. Every last red cent. It's become super handy, especially since it also has an Android app. The next step for me is consolidating everything down to a low interest rate loan so I only have one monthly bill instead of three. That's a work in progress. So you could give it a shot and see what happens. :)

merrickkite September 3 2010, 20:26:04 UTC

So how do they earn their income? They state they earn a "nominal" fee sometimes from when usuer use their savings suggestions. Is this all?

sip_furb September 4 2010, 05:26:17 UTC

Yuppers. For the most part it's all ad supported. They also toss offers at you occasionally when you check out ways to save through various vendors who also advertise with Intuit who owns TuboTax and mint.com.

I find just... missvonn September 9 2010, 20:36:39 UTC

writing down every penny spent, makes me think twice before purchasing something.

Being accountable to a little note book that makes me SEE what I am spending money on, really helped a great deal. No extra shoes, jeans, makeup, candy...fast food, acrylic nails...coffee...it all adds up super fast.

and having to write it down, really sucks too. LOLz

Thread 6

miss_sindel September 10 2010, 19:00:03 UTC

I like this entry, I can relate in many ways. It is kind of like you read my mind ( ... )

merrickkite September 14 2010, 16:20:50 UTC

Well, thankfully we all have the freedom of choice to spend our money or not on what is advertized to us.

It's pretty easy to make sure you think twice before you spend. Do you really need that new DVD? Even if it is only $5, for example, as I recently made a few purchases this way.

My company has said no one is getting bonuses especially the higher ups so that more people can keep their jobs in this economic strain. That also means no one gets raises either, but I am left with a feeling of gratefulness for the beneifts the job provides me. I just wish I liked it more than just for the benefits.

I don't know how much better off financially we'd be if we limited the amount of children we can have per family as other contries do. If we didn't spend the money on kids or attempt to, many would still find a way to make themselves broke. So I'll just mainly concentrate on bettering myself financially, and not worry so much about what I cannot control.