(no subject)

Apr 08, 2010 13:26

home buying is a funny process.

it is, of course, stressful - but the stress you experience is nearly totally dependent on the parameters of your housing search. for example, if you breeze into a realty office and say, "i want to buy a house!" the process of determining all your financials and parameters will be quite stressful, because you'll be starting from scratch.

or, if you do things the way we did them, which is to say you are pre-approved for a loan, know your financials, your budget, your housing parameters and are actively searching for properties, your stress will bloom from the fact you probably have 3-5 houses you'd realistically buy, and there are many other people out there looking for the exact same thing.

danny and i have reviewed hundreds of properties, looked at dozens of them, and toured more than a few. we have a very good idea of what we want, how much we can afford, and the condition it needs to be in. having this backlog of data is very helpful; finding The House before anyone else does is The Stressful Part.

well, we have found The House. or at least, for me, it is The House, aka Ogod this is the house i want gimme gimme gimme mine mine mine grrrrrrr keep away MINE! danny likes it too. but he, at least, is keeping his sanity.

danny and i are placing a bid for this house. in other words, we are submitting a formal, drafted offer to the seller's agent, saying we are interested in buying this house, and here's what we're prepared to give/do. i signed the papers this morning; danny signs this afternoon.

our bid will be submitted this afternoon.

they have until saturday afternoon to accept or reject our bid.

i am officially a nervous wreck.

it's not that it's the most amazing house in the world. we'd have to make some changes for long-term comfort, and it's not a large house. but when i walked in, it just felt right. and no other house has felt right.

every other house we've looked at, if we didn't get it, i'd be like, meh. ok. but this one... i want this one.

in addition to that want, we're getting close to our deadline; we need to be in contract with a property by the end of the month. so if this one doesn't go through, we're really going to have to scramble to find another house to buy. and i don't want that stress.

so, long story short, we're bidding on a house today! so far things seem promising, but one never knows what other people are doing/thinking/saying. therefore, until we hear back from the realtor, i will be a nervous wreck.

wheeee anticipation!

love kittie

real estate, finances, stress, house

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