Not that I'm political - but I am a techie. See, if you haven't heard yet,
Sarah Palin just had her email account hacked. Not her official email, mind you. Her gov.palin YAHOO email account, the one it was speculated she used in part to avoid freedom of information laws. How did these criminal masterminds gain access to the candidate for First
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Her chief weapon is surprise... and fear.
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Hear hear.
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Some banks that offer online banking offer a USB card reader which you insert your bank card into as well as using a password. For financial transactions I think this is brilliant
The world is slowly getting smarter when it comes to security, but there is a delicate balance between what is necessary and what is too inconvenient
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That thing "some banks" do... is what all banks were supposed to be doing in the first place, for the record. Years ago, the suggestion went out for two-layer security - the "have something/know something" method I mention above - e.g., your bank sends you a little USB dongle that their system will recognize, and you log in with a password. As I recall, it was a legal requirement in the US to do two-pass security, and nicely secure, since it was unlikely a criminal could get your data and your dongle at the same time without you noticing.
That was basically deemed expensive, so what was done instead was "two-pass" know-something security - which is why, e ( ... )
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Banking - I'm not too good with US law, but I'm not entirely sure what the UK law on this is either. I have a user code (something to know), a password (something to know) and a pin (something to know). I'm not impressed, but if i want to do anything other than transfer money between my own accounts I need the card reader. That makes me much happier but I would much rather need something to access my information at all.
I think there was one european country which used a list of codes for online banking. You log on and are given a code, and have to refer to your unique list to find and enter the code paired with the one on display. That is an interesting method too though I probably explained it badly
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The physical addition is key, to me. Yeah, it can be faked by a determined attacker, but it's more effective than asking me to enter my grandmother's first name, my favorite sports team, and the size of my penis every time I try to log in.
The simple fact is, the more complicated you make the information people have to remember to enter your site, the more likely those people are to just write it all down. Which, in turn, makes it pretty damn insecure. When I was creating passwords for my last job, I tried to make sure I could come up with secure codes that ( ... )
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Frankly, there's a degree to which this whole thing could be repub-engineered - because although nothing really incriminating has been found in the leaked info, Palin's people had an excuse to immediately delete her other account that she has admitted to using for business, gov.sarah. Of course, jokes on them, because Yahoo keeps backups and they can still be subpoena'd for the ethics case the repubs are trying to bury.
Naturally, however, they can now claim that the "compromised" accounts are meaningless, cuz EBIL HACKERZ!
(Me, I'm just hoping somewhere out there, Anonymous is hitting gov.sarahpalin, gov.sarah.palin, gov.palin.sarah... etc.)
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This stuff has just been driving me up a wall for ages. In the early 90s, my Dad had an ID card from Nynex that did the rotating security code thing in a built-in digital display. 15 years ago, FFS. You're telling me I can't get a USB Proof Dongle to protect my bank account? I'd pay 5 bucks for it.
I'm not actually familiar with Beyond Fear - I may have to look it up. From my experience, you won't have nearly the influence you want to get the security you feel is necessary, but just having one person seriously considering it will vastly improve things. No system is ever 100% bulletproof, but every little bit helps convince the casual attacker to try a less secure system.
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