(Untitled)

[shoefiend]

I? Am officially insane.

I am going to take a look at a condo tomorrow. Help me, jeebus, for I know not what I do.

I need information, people! Are there questions I should ask? Anything you can think of will help, so please comment!

Comments

[rollersoccer]

Ask what the monthly maintenance fees are! (Danielle from lindy-hop)...Good luck!

I've got nothin'....

[mystery_diva]

....except maybe to see if there's a hot gardener??

Where is it?

[punkybee]

ran across your page through a friend

I have the POWER!!!

[shoefiend]

Thanks! Those are all good questions for me to ask - I know that this is probably not "the one", but it's good for me to start actually viewing these properties instead of just seeing them online and dreaming.

My next steps are to get pre-approved for a mortgage, and then start looking in earnest.

Re: I have the POWER!!!

[punkybee]

yeah I've started down that path too...

I have to go back because last time they told me I was too poor, but at least I knew the ballpark that I should be looking.

Be careful when you get a mortgage too. don't let them push you into anything that's too dangerous. 100% financing and interest only loans can be scary scary things... you're basically hoping the market goes up by chancing one of those.

Hopefully your loan officer/mtg broker will take the time to explain all of it to you... including what pmi is and as well as the reality of what you can afford and how to calculate it. If they don't take the time and preapprove you for something that your confused about or uncomfortable with, find another bank, loan officer, mortgage broker. Also look into first time home buyer options.

and read whatever you sign...