Five things make for posting

[scarlettina]

1) Recently, when I told my doctor that I've been much more sensitive to the cold over the last eight months, I asked if she had any ideas about why this might be. Could it be oncoming menopause? Could there be something else? What might it be a symptom of, I asked. "Weight loss," she answered. Oh

Comments

[scarlettina]

A credit rating is a numerical valuation of someone's worthiness to receive credit or a loan; banks use it to decide whether or not someone is a good lending risk. It's based on one's past record of using credit or loans, and how faithful and timely one was in paying it off. It affects one's ability to get, for example, a home mortgage, a car loan, or a credit card