Comments | samincittagazze: Merry Christmas (belatedly)!

samincittagazze

Merry Christmas (belatedly)!

Dec 28, 2008 14:12

A moral dilemma for you all to help with: I really, really need a new laptop. Mine is so dead. Last time I tried it wouldn't even switch on. The laptop I've had my eye on is £70 off in the sale at PC World. Which I still wouldn't be able to afford, except PC World have an offer on in which you pay £50 now, and pay the rest in 12 months time. ( Read more... )

family sometimes does end with blood, gorram computer, joey, harry

Comments 7

angiescully December 28 2008, 14:43:19 UTC

Dude, I buy all my expensive crap on credit (the no interest kind). I'll be done with paying off my computer next month, and after that I have my heart set on a new couch. I could never afford to buy this stuff in cash, so this is always the way I've done it. I usually try to just have one thing to pay off, though, and I never do it if I have to pay interest. So yes, if you think you can afford to make a monthly payment so that you'll have it all payed off in 12 months, it's definitely a totally acceptable thing to do.

Also, I REALLY HOPE TO SEE YOU IN FEB, HONEY. ♥

book232 December 28 2008, 14:56:28 UTC

I think it sounds good. Gives you 12 months to save up some money, to pay the rest. Go for it, that way you'll be around more here, too. (Yeah, I'm selfish. ;P)

♥

_onebreath December 28 2008, 15:57:05 UTC

GO. FOR. IT.

I did the credit term thing with both my TV (via Argos) and my PS3 (via PC World) I got earlier this month and it's fantastic. I've opened up an online bank account which I'm transferring money into whenever I can to save up and pay them off when I need to. Honestly, I don't know why I've never done this before. As soon as I've paid these off, I'm buying a new PC or laptop in the same way.

splodge04 December 28 2008, 17:49:59 UTC

ok, dude. Here it comes.

As far as I'm aware PCWorld work on the same sort of thing as us, which means they use HFC. Just so you know, they do whack a £25 quid admin fee at the end. As long as you think you will have the money in 12 months then I think you should go for it. I can't remember if they give you a reminder, so, if you do I advise you to keep the date handy. It's handy to do, it really is especially cus you don't have to pay anything until then. It would give you time to stick some money away every month for it, or something :)

Can I be nosy and ask which one it is?

You know where I is BB if you need any questions answering. I can just phone up my friend who knows a million more than me about finance and stuff, cus all I do now is move boxes and count stock.

verity_vulpes December 28 2008, 20:51:46 UTC

Do it! ^_^