Adult decisions => dislike

[lmcgiglez]

So I went to Kohl's because I needed some bras ASAP (I have very few in rotation right now, and two of them now need repairs [again] because the under-wire is making a break for it) and I was fairly confident that Target would NOT have a size I can wear, and the stores in the mall would be more expensive (a bra from Torrid is almost $40). Not that

Comments

[happycrabmearii]

I don't have a Kohl's card but it is a very good idea to have a credit card. A $300 limit tells me that you have little to no credit, and you want that credit! The worst thing you can do now is to cancel the card, that affects your credit very badly to cancel a card account within the first year or so of opening it. The second worst thing you can do is to never use it; that also affects your credit badly - it doesn't not affect it, it actually lowers it. The best thing you can do is to use it sparingly, and do NOT pay it off every month, leave a $1-$5 balance on your card 2 out of 3 times, as paying your card off every month tells creditors the same thing as if you weren't using it at all. Paying it off entirely once in a while is the best thing you can do for your credit (like once every 3 months). A $300 limit is good if you don't plan on using it much, but it's not very realistic if you ever plan on relying on it to get you out of a spot (I just used mine to pay the $700 car repair I had done today). BUT you don't want a limit that