This year, we consolidated our bank stuff from three different banks to one local credit union; two of those banks had just been eaten in big-fish eats littler-fish takeovers (one of which was handled by the FDIC as the bank went bust), and we were paying a hideous amount of money in fees for sneezing wrong or looking at the bank candy bowl, the
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And, this isn't the account that I use credit or ATM cards for, I have it just to receive money from my paycheck via direct deposit. If my wallet gets taken, it doesn't affect this account's numbers.
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