Ugh! Predictably, my queue got deleted because I left it in the client editor, but for the STRANGE reason of it spontaneously decided there wasn't a draft anymore
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Lots of people are switching to Credit Unions lately, and perhaps someday I will too. I haven't yet only because... well my bank hasn't dicked me over yet, but maybe I shouldn't be sitting around waiting for Princess Molestia to show >_>
The big thing about savings account is you have to be willing to regularly deposit money in it. (and regular income so you can deposit, but that goes almost without saying.) Mom has a regular automatic transfer from her checking account to her savings account. It will build it up. Not instant rich type. *shrugs*
If I didn't have a Schwab thingy that my folks already deposit into, it wouldn't be pointless. As it is, it's just money sitting doing nothing [all of 14 cents of interest on $5k a month) when my investments already do that and better.
It's also pointless because I'm going to close the checking as well once I get a credit union account.
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It's also pointless because I'm going to close the checking as well once I get a credit union account.
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