Hello everyone! I just joined this community and it looks wonderful. Okay...let me start by saying that I grew up having alost nothing. My mother made one pot of pinto beans a week and that's what we ate for the rest of the week until we went to my grandmother's house on Sunday to eat lunch ( Read more... )

Im pretty good at spotting deals, sales, and buying things I go through fairly quick in bulk for a cheaper price. So saving in that sense, I am good with ( Read more... )

Backstory: I bought a car on credit. $5000. "Ha ha!" I said. "I'll have that paid off in less than a year! I can afford to pay $500 per month!" I did not factor into my decision the amount of interest I'd be paying, which is just over $300/month. Neither did I factor into my decision the fact that a month later, I'd be paying $930 for a new ( Read more... )

If you're worried about identity theft, freeze your credit report. No one can open credit in your name without a PIN. And it apparently causes credit card companies to stop spamming you with offers, which is quite a bonus.

Okay, so, I got bored today and decided to google grocery coupon websites. Specifically, free grocery coupon sites, because this one that came up charges per month. Which I think is stupid ( Read more... )

V went homeless to pay off her credit card debt. (That's not the hilarious part.) She developed a concept called fuck-you money. I wouldn't recommend it, but it's funny to read. She also has advice for improving your credit score.

Thanks to rednikki for pointing this out:

How to Lawfully Reset Your Credit History

Cranky. Very cranky ( Read more... )

So, um. Hi! I'm Dana, I'm 23, and currently living in Chicago, IL. I say currently because in five weeks and two days, I'll be moving to Orlando, Fl (YAY!). This is something I've wanted for three and a half years, and I'm absolutely freakin ecstatic that I'm finally doing it.

( Some background stuff, as well as questions )

It's very exciting to see so many of you joining us here! Seems like we'll be able to get a lively dialog going. As a co-mod, I feel pretty slack about not having posted yet, so here is a rough sketch of my relationship with money ( Read more... )