can anybody translate into actual english, please??

[becksydee]

i'm trying to fill out the relevant forms to get my bastard tenants (who haven't paid me a penny in rent since they moved in over 2 months ago) evicted from my house in birmingham

Comments

[karen2205]

It will be [bank name] of [bank address]

If you're saying that the bank is entitled to claim relief, then you need to supply an extra copy of all the papers you will be sending to the Court with the N119 as given that the bank is financially interested in getting your tenants out, they may want to participate in the proceedings, so you/the Court [I don't know how it works in these sorts of cases] will serve a copy of the claim on the bank so they know what's going on. They may then apply to be joined as an additional Claimant.

I don't know much about housing law - I suggest:
(a) prodding friend_of_tofu who does
(b) Shelter's housing advice line
(c) A Law Centre (if there's one in your area)
(d) The CAB

for free advice 'cos they all know more than me!

[becksydee]

oh hell ... i never got round to telling my mortgage company that i was letting it (too busy chasing rent & with life in general). hm. i will try talking to one of the people you suggested - thank you.

[etoile8]

Ouch, hope the bank are ok with you not telling them! If I were you, I'd talk to CAB, cos they deal with this sort of thing all the time. Good luck!

[friend_of_tofu]

Ahem. The bank might be quite unimpressed with that! But you're going to have to tell them if you want to go through with the eviction.

Second what karen2205 says about the form - although I've never assisted anyone with completing one (I generally act for tenants and not landlords), it would seem fairly obvious from context that you EITHER say you don't have a mortgagee or sublessee (ie you own the property outright and haven't given anyone else any other interest in it) OR you have a morgagee, in your case your bank, and you enter their details there. (The mortgagee is the party with the benefit of the mortgage ie the lender. You are the mortgagor, as you are the person who sought the mortgage.) The court will need to know these details

[mandrake91]

Not so much advice, more support, especially since the law seems to favour the tenant over the landlord these days.

Good Luck