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Feb 20, 2008 13:22

So the seemingly hard part of applications and acceptances is over, and I was accepted at my top choice school. However, I'm being tripped up by the logistics ( Read more... )

fafsa, loans, sar

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Comments 15

mbwahl February 20 2008, 18:40:57 UTC
Where did your loans come from? Did you get some of the money from the fed and the rest from a nearby bank? Maybe the NSLDS only knows about certain kinds of loan (Stafford, Perkins...). At any rate, that's money you owe, not money they'll give you.

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cosmicwonder February 20 2008, 18:42:25 UTC
The only ones listed were federal, but I only took out federal loans. I'm not sure how they could have your other loans on file.

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mbwahl February 20 2008, 18:48:36 UTC
"I'm not sure how they could have your other loans on file."

Exactly. If Highway Girl knows she took out $50,000 in loans but only $23,500 worth appear on the NSLDS, then she may have $26,500 in non-federal loans. She may be confused about the $23,500 figure because she expected to see a higher value.

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cosmicwonder February 20 2008, 19:41:04 UTC
I think also that the amount of federal loans you can take out is dependent on how much you owe and how much you make. Private loans don't have these restrictions. Schools only care about the federal loans.

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cosmicwonder February 20 2008, 18:41:54 UTC
I just looked at my SAR and the NSLDS (National Student Loan Data Service) has the balance that I owe on my loans, not the amount of loans I took out for undergrad. It didn't mention anything about being restricted from taking out more loans.

I hope that helps!

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singdammit February 20 2008, 19:37:07 UTC
I saw my EFC too, and was like, "What?!" You're asking me to contribute an amount equal to 1/3 of what I already owe you! This is crazy.

FAFSA= :(

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cosmicwonder February 20 2008, 19:40:13 UTC
According to FAFSA, I should contribute a third of my annual salary to school. Um, that's how much is taken out for taxes!

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mares February 20 2008, 19:50:10 UTC
Yeah, I'm an undergrad right now, but the fafsa computed my EFC as 5 grand approximately... doesn't sound like much but when your parents aren't helping you and you work a crappy hourly job, it's a hell of a lot of money!

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roseofjuly February 20 2008, 21:02:38 UTC
I am an undergrad right now and my EFC was exactly 0000. I've never been so happy to be so poor :)

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