Wishes don't count for spit

[veracity]

There are times when I wish with all my heart I hadn't fucked up my credit to hell and back when I was 18. Seriously, like you would not believe. Along those lines I wish I had a steady job. I want my own place. Condo would work for now. I just need my own space. I love my godmom, like you would not believe, but I can't handle living with someone

Comments

[veracity]

*laugh* Thank you, I needed that laugh muchly. They totally could have skipped one of the useless classes...or here's a REALLY way out there thought: when doing the economics project about "living on a budget" use a realistic model. 50k a year is NOT realistic for most people, and of course the high schoolers are going to choose that job cause hello, makes the most! It was an easy A because no one took it serious. We didn't have to. I think that would have been the smartest idea. Of course, people suck anyway.

My daddy had to work two jobs because my mom was fucking up their credit line. So, I had crappy examples to begin with. And my godmom has always had money, so I didn't understand how to do it. It would have been a better idea. I want my own place, own space. I had no idea about credit scores at 18. And don't get me started on that credit score thingy, that number. I don't think I break 600. I just wish I had the ability to move out now.

[veracity]

Oh, I remember a good bit about economics, especially that project. I think I made like 21k a year, but split the costs with two other girls in class, so rent and everything was like teeny. Not the most ideal experiment. And we watched some cracked out video put out by Exxon or something like that. About the bartering system. I fully believe it's an effort to stay rich by the credit card companies. I've said since I got waist deep in debt

[veracity]

Pretty much. We expect for our parents to take care of us like that. I have the one credit card that I got from paying off an old debt. That's the only one I use. I don't want another one. That's enough. Really.

I don't have student loans, because if I don't have cash, I can't go. Point blank. So that's a plus, at least. But I think student loans can be worked into good credit. I don't know of this thing called money because as someone unemployed, I have none. I own my crappy little car. I wish we could get credit for paying our car insurance on time. I've never been late with that. I would just like to be out of my debt so I can start fresh. And pay off what I can.

I have to think about it. I want out of my parents home. There is no other option. I found my score: 588, higher than a whopping 10%. I'm hoping that getting one payment off it'll make it go higher. Maybe reach 600! I have to have my credit, it's all you can go on nowadays.