Wishes don't count for spit

[veracity]

There are times when I wish with all my heart I hadn't fucked up my credit to hell and back when I was 18. Seriously, like you would not believe. Along those lines I wish I had a steady job. I want my own place. Condo would work for now. I just need my own space. I love my godmom, like you would not believe, but I can't handle living with someone

Comments

[veracity]

Oh, I remember a good bit about economics, especially that project. I think I made like 21k a year, but split the costs with two other girls in class, so rent and everything was like teeny. Not the most ideal experiment. And we watched some cracked out video put out by Exxon or something like that. About the bartering system. I fully believe it's an effort to stay rich by the credit card companies. I've said since I got waist deep in debt.

So, where are you moving to then? And I still have to settle two old debts, one to Discover and it's like 2500. My godmom paid one off, and I need to get a job so I can pay her back that 1800. And I need to dispute one of the thingys cause I paid it off in Jan 2005, and it's still not off my credit report. SouthTrust was bought by Wachovia, and it just never made it. I still have about 3500-3800 left to pay off. I've been paying it off often as I could. I'm never late with my new credit card (which I use to actually get *good* credit back up). I'm doing what I can. You know? Little things on my account to help push it back up hopefully. Whatever it takes.

It really is sucky, like you have no idea. I want my own place, just a little one. Something that's firmly mine.

[veracity]

Pretty much. We expect for our parents to take care of us like that. I have the one credit card that I got from paying off an old debt. That's the only one I use. I don't want another one. That's enough. Really.

I don't have student loans, because if I don't have cash, I can't go. Point blank. So that's a plus, at least. But I think student loans can be worked into good credit. I don't know of this thing called money because as someone unemployed, I have none. I own my crappy little car. I wish we could get credit for paying our car insurance on time. I've never been late with that. I would just like to be out of my debt so I can start fresh. And pay off what I can.

I have to think about it. I want out of my parents home. There is no other option. I found my score: 588, higher than a whopping 10%. I'm hoping that getting one payment off it'll make it go higher. Maybe reach 600! I have to have my credit, it's all you can go on nowadays.