Teeth

[munchkin1616]

I come asking for advice on paying for dental work, either in terms of making fast money or on insurance that would take effect immediately or even backdated a week

Comments

[two_stabs]

Insurance isn't a way to give you easy outs for neglecting an area of your life. And believe me; there are things I wish I could have insured after the fact.

[munchkin1616]

no one said that at all...

[poetpaladin]

sarcasm? :)

[munchkin1616]

eh, who knows... one of the perils of text vs voice is a lack of tone

[carosconundrum]

Most insurance companies will not cover whiteninging or re-bonding since they're considered cosmetic proceedures.

Good luck, because getting a company to cover just dental will be a bit pricey. That said- look into Blue Cross. They can either do a co-pay while you're at the office or you can send in your receipts for repayment.

Also you can NOT back date your work for a claim, or backdate your insurance coverate. That's fraud and the reason why the honest people among us are slammed with higher rates than need be.

[munchkin1616]

I'm not sure why people are getting angry and accusing me, I was simply asking if it was possible to backdate a few days, that's all

[carosconundrum]

Which is fraud. Done.

[munchkin1616]

which I clearly didn't know... there was no need for you to be an ass about it, let alone twice.

[cru5h]

This isn't the best advice, but just telling the right people your story and asking for help goes a long way. I have Medicaid, but I needed a deeper cleaning that it wouldn't cover. I was going to just suck it up and pay for it. But I was talking to the dentist, who was surprisingly nice and took his time to talk to me, and he said he would speak to the hygienist to see if he could get me in right then and there, and work out something on the bill. I ended up not having to pay for it at all. They probably submitted it to Medicaid as a regular cleaning. I made sure to be incredibly thankful to them. I was quoted about $240 at another place. It just doesn't hurt to be human with people. I don't mean go in sobbing, but go in and say "I know you probably get this a lot, but I need some help. Can we please work out a payment schedule?" Something like that

[munchkin1616]

I've got an electric toothbrush :) Also, I have spoken with the school already and, since their prices are so much lower, they always have a waitlist of people who want to be patients, so they don't do payment plans since they know they can always get someone else in there to pay right then...

thanks for the ideas though!

[asyou_sleep_]

i have medicade as well and my old dentist used to charge me for the things they would cover and just perform other procedures. God forbid anything happens to me though because my dental records wont be any help in identifying me!

[asyou_sleep_]

forgive the spelling i've been workine 12 hour work days for a week and its getting to me!!