WHAT: Get a credit card.

WHY: It's a necessary evil. To get my credit rating up, I need to have credit history.

HOW: Find one and apply?

STATUS: Done! Justin actually found the right one for me, and it took a whole three minutes to apply and a few days to get to me via mail. He also added me as an authorized user to one of his cards. I haven't ( Read more... )

WHAT: Budget!

WHY: Historically, we have sucked at managing our money, which leaves us with limited savings and little ability to achieve long-term goals.

HOW: Find a tool that works for us. Figure out where our money is going so we can figure out how to use it better.

STATUS: Done! We signed up for mint.com, and the absolute best thing it ( Read more... )

WHAT: Put $50 of every paycheck--I get paid monthly--into savings.

WHY: Justin and I are both notoriously bad at saving. We tend to spend. This isn't helping us get anywhere we might want to go.

HOW: My bank allows me to schedule automatic transfers between accounts, which makes this super-easy. This has been in place since I started my list. To ( Read more... )

Put my $50 into savings. Let's see if it stays there till the end of the month...