We're currently in Open Enrollment for Benefits at work. The only item I want to change is my Healthcare Savings Account contribution ( Read more... )

Still in the spirit of politics and elections. From Dave Ramsey's website.

The 10 CannotsBy William J. H. Boetcker ( Read more... )

Throughout various forms of media, I have repeatedly come across cries like, "Who can we blame?" regarding the financial industry debacle. Can there be someone to blame? Although that's not necessarily the best question to ask, one does need to have an understanding of what fell apart if one's going to even attempt to regulate because, well, what ( Read more... )

I listen to Dave Ramsey now and then, I don't agree with all of his philosophies, but I got a giggle out of this quote from one of his podcasts:

"the powdered butt syndrome: once someone has powdered your butt they really don't want your opinion on sex or money."

I hope this links works, it's really funny.

An Explanation of Subprime Mortgages Using Stick FiguresBTW, my procedure seemed to have gone well this morning. 45 min as he predicted. I took the bus in and had Michael and Jana pick me up. I did try to take the bus back but waited 45 min before giving up and calling ( Read more... )

I'm surprised to find myself taking inventory of various gift cards acquired as gifts and promotions (over the past couple of years actually). Merchants have learned how lucrative this business is because people who receive a gift card typically spend more than the face value of the card.

Here are some observations: ( Read more... )

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As far as I'm aware, the only financial assistance for sending a kid through daycare is either the child-care credit or the child-care flex account through employers

We're already max'd out on the child-care flex account.

Now here's something I'm just learning about, Coverdell Education Savings Account Formerly known as the Education IRA. ( Read more... )

I've been in a credit mood lately. I go into phases and then obsess. I'm just fascinated with all of the credit card products there are on the market. Amazing. It's also too scary how easy it is to open an account, in fact, my mom has 2 new credit cards she insists she didn't apply for and doesn't know how she got them. I ask like, 3 questions and ( Read more... )

My interest in finance has been in hibernation until recently. When Jana was born, that was one of the things that had to subside. Not to mention consolidating accounts so I could stay sane. I may have had at least 25 accounts that I opened for bonuses, "$50, $75 or $100 when you open a checking account," "10 free trades for investing with us," " ( Read more... )