Screwed
Ty left me in the biggest fucking mess ever. He was supposed to take care of his child support arrearage before he left for the Navy. But he didnt. and now I'm totally fucked.
It all started on Dec 31 when I found a letter, shall we say, he "misplaced" stating we owed $10294.84 in back due child support for Isaac. Imagine my surprise when upon reading this it also stated there were enforcement actions that could be taken including placing liens on our property, losing his license (not that it was an issue as he doesnt have one), and liens on our bank account. basically anything that his SSN was hooked to. I called Crystal immediately as she was supposed to be reporting our payments to her (we've been directly paying since 08/06), She said she would do what she could. Last Friday, she went down to the Friend of the Court in Gennesee County and signed off on half the amount we had actually paid her. They told her that this would take care of any garnishments & outstanding bench warrants.
So as I wrote earlier, Ty left on Tuesday assuring me that everything had been taken care of & that I had nothing to worry. I mean, really, what could go wrong? Apparently everything. Wednesday night I went to go put gas in my car. When I got to Sam's they tried to verify my card. It was denied each time I tried it six different times. I called the bank figuring there must be a mistake. They must have captured my card by accident. So I called the bank. The woman I spoke with informed me I had no money in my account; that it had been frozen. WHEN SHE EXPLAINED WHY, I WAS FLOORED. WE HAD A GARNISHMENT PUT ON OUR ACCOUNT FOR BACK DUE CHILD SUPPORT. THE VERY THING TY WAS SUPPOSED TO TAKE CARE OF BEOFR EHE LEFT SINCE I CANT TAKE CARE OF THIS AS MY NAME IS NOT ON THIS CASE.
I contacted the bank lien division today & they offered me a choice, no sorry, a "courtsey". After explaining that she really doesnt have any sympathy as this is Ty's fault since he paid Crystal directly rather than having the state allocate the money properly, she gave me my choices. I could (a) sign a form stating that they can take half the money in my account (which is all mine) or (b) wait until 28 days have passed & then they will take all of it. Meanwhile I still have funds that have not cleared on my account that are not being paid. plus I'm getting charged a $25.00 fee every time something bounces due to this lien. And of course, the Bank lien division will not reimburse for fees caused by this.
When I spoke to Pat (Ty's recruiter) he mentioned that his wife used to work for the Child Support & Tax collection division. Ty would have gotten three paper notices & three phone calls before they did anything. Ty never mentioned any collection notices to me. he never mentioned any collection phone calls to me. Pat also said the best thing to do is to get an account in my own name without Ty's name on it to prevent this from happeneing again. The freindly, sympathetic bitch at the bank lien division also mentioned the same thing since this may happen again. When I inquired if Ty could have his Navy checks direct deposited into my account without Ty's name on it, Pat said no. it has to be in his name too. Which I cant do that because the bank lien division tracks you by your SSN. And in case you didnt know, it is required to have a SSN to open a bank account, especially if its a joint account.
So now that my income is halved, I dont know if I can pay all my bills and still eat & drive my car. This is so fucked up too because if I asked for Ty to be pulled out to get this fixed the Navy will discharge him on the basis of the fact that he has a bill that is over 30 days past due. I cant even talk to him right now ither. i havent heard from him yet to know if he got there safely. Pat & Ryan & Bonney have all told me I shouldnt even mention this to him as he's going through enough stress right now (not to say that any of my stress isnt as important). I'm so seriously considering either (a) divorce or (b) going to Great Lakes Naval Training Camp and killing him. I'm not sure which is the better option here.
I just dont fucking know.
It all started on Dec 31 when I found a letter, shall we say, he "misplaced" stating we owed $10294.84 in back due child support for Isaac. Imagine my surprise when upon reading this it also stated there were enforcement actions that could be taken including placing liens on our property, losing his license (not that it was an issue as he doesnt have one), and liens on our bank account. basically anything that his SSN was hooked to. I called Crystal immediately as she was supposed to be reporting our payments to her (we've been directly paying since 08/06), She said she would do what she could. Last Friday, she went down to the Friend of the Court in Gennesee County and signed off on half the amount we had actually paid her. They told her that this would take care of any garnishments & outstanding bench warrants.
So as I wrote earlier, Ty left on Tuesday assuring me that everything had been taken care of & that I had nothing to worry. I mean, really, what could go wrong? Apparently everything. Wednesday night I went to go put gas in my car. When I got to Sam's they tried to verify my card. It was denied each time I tried it six different times. I called the bank figuring there must be a mistake. They must have captured my card by accident. So I called the bank. The woman I spoke with informed me I had no money in my account; that it had been frozen. WHEN SHE EXPLAINED WHY, I WAS FLOORED. WE HAD A GARNISHMENT PUT ON OUR ACCOUNT FOR BACK DUE CHILD SUPPORT. THE VERY THING TY WAS SUPPOSED TO TAKE CARE OF BEOFR EHE LEFT SINCE I CANT TAKE CARE OF THIS AS MY NAME IS NOT ON THIS CASE.
I contacted the bank lien division today & they offered me a choice, no sorry, a "courtsey". After explaining that she really doesnt have any sympathy as this is Ty's fault since he paid Crystal directly rather than having the state allocate the money properly, she gave me my choices. I could (a) sign a form stating that they can take half the money in my account (which is all mine) or (b) wait until 28 days have passed & then they will take all of it. Meanwhile I still have funds that have not cleared on my account that are not being paid. plus I'm getting charged a $25.00 fee every time something bounces due to this lien. And of course, the Bank lien division will not reimburse for fees caused by this.
When I spoke to Pat (Ty's recruiter) he mentioned that his wife used to work for the Child Support & Tax collection division. Ty would have gotten three paper notices & three phone calls before they did anything. Ty never mentioned any collection notices to me. he never mentioned any collection phone calls to me. Pat also said the best thing to do is to get an account in my own name without Ty's name on it to prevent this from happeneing again. The freindly, sympathetic bitch at the bank lien division also mentioned the same thing since this may happen again. When I inquired if Ty could have his Navy checks direct deposited into my account without Ty's name on it, Pat said no. it has to be in his name too. Which I cant do that because the bank lien division tracks you by your SSN. And in case you didnt know, it is required to have a SSN to open a bank account, especially if its a joint account.
So now that my income is halved, I dont know if I can pay all my bills and still eat & drive my car. This is so fucked up too because if I asked for Ty to be pulled out to get this fixed the Navy will discharge him on the basis of the fact that he has a bill that is over 30 days past due. I cant even talk to him right now ither. i havent heard from him yet to know if he got there safely. Pat & Ryan & Bonney have all told me I shouldnt even mention this to him as he's going through enough stress right now (not to say that any of my stress isnt as important). I'm so seriously considering either (a) divorce or (b) going to Great Lakes Naval Training Camp and killing him. I'm not sure which is the better option here.
I just dont fucking know.