decisions and money

Jan 09, 2007 14:41

So I am seriously considering transferring to UMBC. Not because I don't like Loyola, but for other reasons related to that idea. (-) = why I should leave, (+) = why I should stay
(-)I hate money and the fact that Loyola takes all of mine (by mine I mean my parents and eventually mine, aka loans that I will have to pay).
(-)I hate the fact that Loyola just lowered the grant they gave me because I got one from Maryland, thus I will not have the $3000 I was supposed to have and will now need to get an actual job.
(-) I am strongly leading towards veterinary medicine and Loyola does not really have a program for this.
(+) I could however construct my own major and course plan, because Loyola does have a pre-health adviser and they technically may have a pre-vet track.
(-) This is tricky though, because then I would need to go talk to the dude who apparently yells at you for indecision.
(-) Also, a constructed quasi-pre-vet major will not look as good on applications to the 26 vet schools in the United States.
(-) Back to money, UMBC would be much more affordable, costing only around $8,600, where Loyola costs around $35,000. I probably would not get to keep my MD grant due to the fact that they would think we could afford this, however I could apply as independent and possibly keep it, OR, my student loans next year would chop this figure virtually in half, and then my parents could afford the rest - not to mention the fact that UMBC has transfer scholarships.
(+) But, what if I decide I don't want to be a vet? Will I have transferred for nothing? I'd probably end up with a degree in Biology, and what would I do with that?
(+) Also, what if I continue dating Russ and he wants to move to California next year, would I transfer a second time? Attending c. 3 undergrad colleges may not look so great to the vet schools either.
(+) I am just now getting comfortable at Loyola, making some friends and building a reputation and character. Would I really want to go through the struggle of making friends and establishing myself again, and possible twice more, for something i might want to do?
(-) Yet, I find myself drawn to animals time and time again. Maybe something animal related is right for me. Even if I end up with a degree in Biology, I could become a zoologist, or marine biologist, train dolphins, study monkeys, who knows. The possibilities really are endless.
(-+) But the trouble is, I really need to figure something out NOW. The deposit ($600) for Loyola is due in February. If I applied to UMBC, I wouldn't necessarily find out til March, April, or even May, so would I need to potentially waste $600 just to ensure that I would definitely have a college next year? Would I be able to convince UMBC to quicken their decision so that I could find out faster and save that money? If so, that means I should have started my application 15 hours ago. I should have contacted UMBC people already.

I just don't know what to do.
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