Travel Insurance
Lisa reminded me last night that I needed to get travel insurance for the trip to Chengdu. The main reason for getting such insurance is to cover the possibility of needing emergency medical air transportation home in case of a major medical emergency. All of the other stuff included in such insurance is relatively minor by comparison.
We don't get such insurance when traveling in the USA and Canada, except that due to Tonopah being so far from a hospital, we did get such coverage during Westercon 74. It was something like $25 versus around $100,000 for emergency air transport to Las Vegas or Reno. The odds there seemed pretty good to us, although of course we're glad we never had to redeem it. We've purchased similar policies for our other overseas trips.
The premium for this trip was $98 including up to $500,000 emergency air transportation. Again, the odds seem good here. I don't want to have to use it, but if I need it, I want it to be there.
We don't get such insurance when traveling in the USA and Canada, except that due to Tonopah being so far from a hospital, we did get such coverage during Westercon 74. It was something like $25 versus around $100,000 for emergency air transport to Las Vegas or Reno. The odds there seemed pretty good to us, although of course we're glad we never had to redeem it. We've purchased similar policies for our other overseas trips.
The premium for this trip was $98 including up to $500,000 emergency air transportation. Again, the odds seem good here. I don't want to have to use it, but if I need it, I want it to be there.