Medically Necessary?

[haigha]

Okay, so I found out that my insurance at Kaiser will cover my top surgery completely so long as it's considered medically necessary. I don't know much about corporate policies, so I guess I have to ask, what makes needing top surgery considered medically necessary? As far as I know, the only thing is if I had breast cancer, but there must be other

Comments

[haigha]

Unfortunately I don't really know much about the coverage I have at all.. I live in Cali, so my insurance is from there. Southern california to be exact. I'm listed as a female. I was basically just told 'if it's considered a medical necessity, it would be covered, for example, if you had breast cancer, it would be covered'. I grew up relatively sheltered, so even though I'm 23, I don't know anything about insurance, or loans or anything of that sort to fund my own transition aside form paying completely out of pocket

[pirate_poet]

Hey, just letting you know unless you respond to someone else's comment (click "reply to this") directly, which sends it to their inbox, it's unlikely they'll see your comment here-- unless they scroll through all the comments on your post.

[haigha]

Oh.. See, I didn't even know that... XD I thought since I was replying to what a few people said, I should write an entirely new post or something so everyone sees it...

[meegosh]

I wish I was as small as a double D and as tall as 5'3".

I don't have definite answers for you. But I would suggest finding out some of the answers for ezraisabear. Your insurance isn't magic and the answers are there. Is your insurance via your parents or are you paying for it yourself? if it's your parents could you ask to have a look at the policy? If its yours then you should have a copy of the paperwork (you do save paperwork like that right?). That should have some of the answers so you can feed them back to ezraisabear.

[haigha]

My parents are the ones that set it up, but apparently they set it up in my name, which is actually technically identity theft and fraud. But considering how they pay for it, I.. you know.. Don't question it.. >.> I'm pretty sure my info was sent to their house, and I doubt they'd be willing to help me through this. I'm not exactly on the 'best' of terms with them, I'm on thin ice with them and jump through hoops just to keep them paying for my insurance, and I know they're going to stop either at the end of this year or beginning of next. But thanks to everyone's input I am starting to find out where to look, how to look, and what I'm looking for in order to find my answers.

Lol, I'd be so lost without you guys.

[meegosh]

Sometimes, I am so glad that I'm in the UK. And I wish you luck with getting your insurance sorted.