Um, that tree's a little close, isn't it?
So I wake up at 5:30 am and as I'm coming back from the bathroom I think, "this light doesn't look right."
There's tree...outside my sunporch and kitchen windows. Like *against* them. I think it must have happened while was at the Cantab last night and I didn't notice it when I got home because it was dark and raining out there. Since I don't take the dogs out with the door, I didn't go out there last night. If I'd had trash to take out I might have seen it. But with one person, I usually go two weeks before I put out a bag of trash, and some weeks I don't have enough recycling to bother my lazy ass, either - last night was one of those nights with the rain and all where I decided on the way home I wasn't going to mess with it.
So it's 5:30 in the morning and I'm calling my insurance company. I give them my basic info and they tell me they'll send it to the adjuster and they'll call me within 24 hours. I think my house is fine, but I can't see the backyard over there at *all*. Dogs can't use the dog door because there's a big tree over it. It fell down from the sloped area above the house pretty much straight down.
Not too long ago, I was worrying about the tree in the front yard, and now one from the back (the same kind, too) falls on the yard/house/hot tub.
The hot tub cover has a hole in it and will have to be replaced and I'll have to drain and refill. That's fine, it was about time for that. Could have used a new cover, too. I get $500 for tree removal once it's on the ground (getting it off the house is a separate cost) so we'll see how much I'm out on that - but I have a deductible, I think. Not sure how all that works (I'll get estimates and call back). I've got a bent rain gutter, but I think from where I'm looking I haven't seen any damage to the actual roof (it fell mostly on the sun porch back roof and a bit on the corner where the kitchen is), but it may have messed up some of the covered porch roof. The tree had pretty much blocked the back door from the porch, too - I had to hack away with the bypass loppers (which I had in the cellar, luckily since the tree was blocking both of the gates to the backyard *and* the bulkhead doors) to make a path to the shed to get the hand saw and clear a path.
All considered, I'm lucky. I could have been in the hot tub at the time (middle of a storm, but yeah, I've done crazy shit like that before). It could have been another few feet closer to the house and taken out a good chunk of my roof while I was away. One of the dogs could have been outside. I could have seen it right when I got home and just obsessed about it all night and slept like crap. As it is, when I got back to sleep after calling in the claim, I had a messed up dream about neighbors that I don't have and asking about building contractors and then it turned into total weirdness about this imaginary house (the imaginary neighbors' house, not mine).
Pictures to follow. Good morning.
There's tree...outside my sunporch and kitchen windows. Like *against* them. I think it must have happened while was at the Cantab last night and I didn't notice it when I got home because it was dark and raining out there. Since I don't take the dogs out with the door, I didn't go out there last night. If I'd had trash to take out I might have seen it. But with one person, I usually go two weeks before I put out a bag of trash, and some weeks I don't have enough recycling to bother my lazy ass, either - last night was one of those nights with the rain and all where I decided on the way home I wasn't going to mess with it.
So it's 5:30 in the morning and I'm calling my insurance company. I give them my basic info and they tell me they'll send it to the adjuster and they'll call me within 24 hours. I think my house is fine, but I can't see the backyard over there at *all*. Dogs can't use the dog door because there's a big tree over it. It fell down from the sloped area above the house pretty much straight down.
Not too long ago, I was worrying about the tree in the front yard, and now one from the back (the same kind, too) falls on the yard/house/hot tub.
The hot tub cover has a hole in it and will have to be replaced and I'll have to drain and refill. That's fine, it was about time for that. Could have used a new cover, too. I get $500 for tree removal once it's on the ground (getting it off the house is a separate cost) so we'll see how much I'm out on that - but I have a deductible, I think. Not sure how all that works (I'll get estimates and call back). I've got a bent rain gutter, but I think from where I'm looking I haven't seen any damage to the actual roof (it fell mostly on the sun porch back roof and a bit on the corner where the kitchen is), but it may have messed up some of the covered porch roof. The tree had pretty much blocked the back door from the porch, too - I had to hack away with the bypass loppers (which I had in the cellar, luckily since the tree was blocking both of the gates to the backyard *and* the bulkhead doors) to make a path to the shed to get the hand saw and clear a path.
All considered, I'm lucky. I could have been in the hot tub at the time (middle of a storm, but yeah, I've done crazy shit like that before). It could have been another few feet closer to the house and taken out a good chunk of my roof while I was away. One of the dogs could have been outside. I could have seen it right when I got home and just obsessed about it all night and slept like crap. As it is, when I got back to sleep after calling in the claim, I had a messed up dream about neighbors that I don't have and asking about building contractors and then it turned into total weirdness about this imaginary house (the imaginary neighbors' house, not mine).
Pictures to follow. Good morning.