I don't think I've ever felt this helpless in all my life. See, for those that don't know, Gretchen's car was repossessed last Saturday; basically stranding me in downtown Champaign. We got the letter saying they were coming for the car the following tuesday; yeah...we honestly didn't expect them to come for her car. I'm going to be upfront here
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That said, you're still breathing and you still have options. As mentioned above you can threaten legal action (even if you can't afford it) if their letter said that they wouldn't take the car until Tuesday. They can't resell them right away. You can ask family for money. You can try for the bank loan. You can (and said you are) look for free/cheap bikes - by the way, check out the local freecycle website along with craigslist.
Also see if there is someplace nearby that you two can maybe donate blood or plasma for money. You can donate blood like every 56 days, and plasma something like once or twice per week.
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