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[xc0py_catx]

So I paid off my kohls card with $186 and don't intend to ever use it again. Just like my JCPenney and Old Navy cards. Shit gets cut up after it's paid off. Usually I only get them for one occasion ie. bday/xmas time and I run em up a couple hundred. Pay em off as soon as possible and never use them again

Comments

[mandiferous]

Funny, I've been doing exactly the same thing. I just read my credit report for the first time this week, and my score is 670 (WAY higher than I expected). Then, randomly, I ended up talking to this mortgage broker while waiting to get my car fixed... and she said that that score is fine, and also that score will seem a lot better when they see that you've paid off a car. The score means a lot, but so does the weight of it: ie, credit limits, car loans paid off, etc.

Also, congratulations! I am not nearly so close to getting all my debt paid off, but I'm on my way too and it feels gooooood.

[xc0py_catx]

pfft I still have close to 30,000 in student loans though! (thank god they get deferred until I graduate) I'm going to be in school forever motherfuckers!!

[xc0py_catx]

I'm actually considering starting to pay on the loans and the interest right now so my payments aren't too bad when I actually do graduate in like another 3 years. I'm such a loser lol. I'm so sick of school.