Question for canticle: starting now, I'm putting money away. My goal is about $100/month. Are RRSPs my best option? I'm looking for something low-risk, and liquidity isn't an issue.
RRSP's are always your best bet because of the better tax rate. However, if you can put aside more than your RRSP allowance that's just cream. If you want a good "how to" pick up a copy of The Wealthy Barber . It does a good job of translating financial planning into understandable english. When you think of all the useless crap you learned in school, isn't it odd that you were not required to take a course on financial planning? To put it another way, what is more important phys ed, chemistry, or the ability to plan solid personal finances?
Blahahaha! That's hilarious. Like chemistry and phys ed will help you get along in day to day life anywhere near as much as solid finances. Try this on for size. "If I could afford those chemicals I could make something really cool. If I could afford the skis, poles, boots, etc, I could get a great work out skiing. But I can't afford that stuff because I'm living pay cheque to pay cheque with nothing besides debt in the bank."
I have a question for Canticle too! I saw a poster saying "Canticle" live at some event it didn't give any information as to what it was, music or what... but I imagine it isn't you... otherwise we would have heard about it but someone swipped your name...time to kick some ass!
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I don't understand why this stuff isn't taught in schools, it damn well should be. And The Wealthy Barber would be the ideal textbook.
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But don't get me wrong, a knowledge of financial planning is a good idea, too.
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Try this on for size. "If I could afford those chemicals I could make something really cool. If I could afford the skis, poles, boots, etc, I could get a great work out skiing. But I can't afford that stuff because I'm living pay cheque to pay cheque with nothing besides debt in the bank."
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Well, depends. Canticle is a religious song of a specific type, so if its like a church choral, thats cool.
If its someone calling themself Canticle and being all bitter and angry on stage, I'll kick some ass.
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