(Untitled)

[uglybracelets]

I don't know where to go with this, but I am hoping you guys and girls might have some suggestions. June 24th I lost my job, because I got sick too many times with strep... yeaaaahhh funny thing. Anyways with loss of job = loss of insurance. Just 2 weeks after I lost my job, one of the fillings in a tooth fell out. This was a seriously filled

Comments

[amelia_eve]

Just do it. You don't have to tell anybody what you are doing. The things you do on paper are valid and meaningful, but they are not the same as the things you do with your family and friends.

Take care of yourself. Your kids need you.

[lucent_beam]

Absolutely this.

[uglybracelets]

The domestic partnership would allow for the health benefits with getting the day we want and not having to be secretive.

[maideleh]

I'm covered under FH's insurance as a domestic partner currently. All it took was an email to the HR people saying basically "Oh hey... I see you cover Domestic Partners. I assume this is for same-sex couples, but my fiance has lived with me for 3 years, has no income, relies entirely upon me for support, etc. Can she be covered?"

It took a few emails and the hint of causing a fuss if we got denied, but now I have really great insurance.

Good luck.

[uglybracelets]

PA does allow for "domestic partnerships" which we could register for with the state. But maybe we will just try this option directly to see if that works better.

[nacho_cheese]

I want to thank you for this answer, too -- I will lose my insurance Monday due to having been laid off, and I want to see if this is an option so that I may be covered under Matt's insurance. I don't know if Florida specifically has any laws regarding it (and I have yet to check), but Matt works as a contractor for NASA, so maybe they can make it work.

::crosses fingers:: Thanks again! :)

[maideleh]

::fingers crossed for you:: Best of luck. Be sure to check what counts for the partnership to be covered. For instance, I can go to school full-time, but if I work at all I can't be covered any more.

[polarbunny]

definitely see if you can do this! i think the policy may very per company, but it doesn't hurt to try. having medical insurance for your well being is so important!

i tried to do this with my fiance, but my previous employer required so much stuff as proof for the domestic partnership: receipt of a major purchase together, both names on a least from at least a year ago, a bank account with both names (that was at least a year old), etc. it was a big headache so i just gave up.

[uglybracelets]

We will will take a look into, hopefully its as painless as some people suggest. If it isn't luckily we bought a manufactured home (read: trailer) which we are both on the deed for about 6 months ago. We have had a bank account together for 2 years.

The wedding thing is legal formality to us, we have been "married" for about 2 years now. But if I am going to do it for real, I'm going to do it on that day, and have the biggest party ever.

[unhappyunbroken]

I got legally married before our big wedding so I could have insurance, and it came in very handy.

just look at it as signing paperwork.

[chickenboo42]

The ONLY drawback to filing as domestic partners under your insurance is that generally speaking, you are taxed on the money it costs to cover your domestic partner. I'm not sure if it's different from state to state (I'm sure the tax rate is), but my sister was paying quite a bit more out of pocket for her fiance to be on her insurance as a domestic partner as she would have if they'd just gotten married. That was in OR.

Definitely check into it, though!

[uglybracelets]

Another reason we are trying to avoid getting married until our wedding date is for school financial aid purposes. An additional year will save us a ton of money down the line for aid, and grants.

[mydearestjoanne]

this is true in CA. but sometimes that extra bit of tax is worth it!

[manraysky]

Yup, I was covered as a domestic partner under my now-husband's insurance before we got married. The difference even with the tax was so much cheaper than paying for COBRA.

Good luck, and feel better!