Tucson - Health Insurance Waiting Period

[trenton22]

 How long did you have to wait to be eligible for health insurance at your employer

Comments

[ktnzgtklws]

Every place I've ever worked has had a 90 day wait policy. I'm assuming it's because every place I've ever worked has also had a 90 day probation period.

[trenton22]

Thanks for the info. It's helping with perspective.

[violetselkie]

Off the top of my head, I can recall 3 1-year waits, 1 90-day, and 1 30-day. It really seems to run the gamut. All those employers did offer immediate coverage to salaried employees, though, IIRC.

[trenton22]

Thanks! One year? Wow. That exempt v. non-exempt part can definitely make a difference.

[senseless_ilium]

It's been 90 days at all my jobs except the current one, where it was a week or so.

[trenton22]

Shorter is better! I really didn't care much in my 20s, but now I do.

[frolicnaked]

The first of the month after 30 days' employment for one (so, if I started the job on January 3, insurance would kick in on March 1). The first of the month after 90 days' employment for another.

[trenton22]

Thanks for the info. "The first of the month after 30 days' employment" - that was the deal where I wrote "one month" above. Thanks for the detail. I started close to the end of the month, so it was a day or two more than a month for the wait.

[hotarunokokoro]

It depends on the job. Security jobs for instance will have immediate coverage, as will others that have hazardous duty. Everyone else seems to wait at least 30 days.

[trenton22]

So, even part-time hourly security get immediate coverage? Seems like a fair deal.

[hotarunokokoro]

It depends on the company. I think Raytheon covers right away and Securitas might also. Don't know about anyone else, but it won't hurt to give them a call or fill out an application.