Insurance and Credit

[tongodeon]

I never buy the extended warranty for cell phones, TVs, or other products*. It's insurance. The problem with insurance is that your payments are certain but your coverage isn't. You're guaranteed to pay them money every month, but when things go bad they're not guaranteed to actually cover what you thought they were going to cover. Suddenly you

Comments

good analysis

[drieuxster]

Most folks never think about the cost of going "bare back" over and against the hassels with various forms of insurance... Why who knows, some day americans may even learn that reading, both the fine print and the big print, is a useful social skill...

It will be interesting to find out what really IS the issue in this Mark Cuban case... since, well, he has been on NPR, which of course is a known Communist Front Organization.... Besides, what is wrong with a Win at All COST strategy"I am disappointed that the commission chose to bring this case based upon its enforcement staff's win-at-any-cost ambitions," he wrote in the posting. "The staff's process was result-oriented, facts be damned. The government's claims are false and they will be proven to be so."
(op cit)
since under the Unitary Executive Principle, when the SEC accused him, it is as if the CIC accussed him, and that during a time of @WAR....

Ah yes, the fun of the final days of the Greatest Regime, EVER!!!

[jaylake]

I am a huge fan of Applecare. (Says the guy who types about a million words a year on his MacBook keyboard, and needs the keyboard and faceplate replaced every nine months or so.)

[loic]

One of the reasons Applecare is great is that Mac laptops are pretty much guaranteed to have something go wrong in their first three years of life and anything that goes wrong with a laptop costs $500.

I've just had two catastrophic Thinkpad Tablet failures and two amazing Lenovo customer service experiences, so I'm off to sign up for an extended warrant. I'm planning to spend half of the next two years traveling the world with my laptop - I wonder how they'll manage support calls from Mali...

[cdk]

I've been extremely happy with my ThinkPad warranty, although part of the reason for that is certainly the fact that I've had a recurring hardware problem. Recently, though, they did something far above and beyond - they sent me an email letting me know that my warranty would be expiring in a few months. It was as if they were saying "You know all those little things you've been noting that you'll take care of just before the warranty expires? It's time to take care of them!"

[loic]

Wow! That's awesome!

I had a pretty awful Applecare experience where I basically got screwed while my Lenovo experience has been 100% good. I know that other people have had good Applecare experiences though.