Certegy provides check processing services to a HUGE number of retail operations throughout the United States, possibly credit card processing internationally. Wal Mart? Best Buy? Certegy customers
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Last year Evil Rob's card was replaced by our credit union because it *might* have been compromised. In other words, they took information that a particular retail group had its data compromised, ran a check on their accounts to see who had dealt with them, and automatically issued a new card and password information to those accounts.
That is how it should be done, and that is why we use a credit union instead of banks.
Certegized!!!eppyloverAugust 12 2007, 01:00:00 UTC
Ahhh. So it's the Best Buy card that done dee did it. (We avoid Walmart.) Yeah, I got one of those letters from Certegy. You got one, also, huh. It says that there is no evidence that my particular account was affected.
I left a note on the Girard Gibbs site, just for good measure.
So now I'm gonna see if I can email Equifax, Experian or TransUnion to see if I can place a fraud alert, and then get my credit reports from all three. The Certegy letter to me indicates that's MY responsibility; it didn't say they were gonna do it for me. Wankers.
Hmmm. I wonder which one is most all-around efficient to place the fraud alert with (since they claim to share fraud alerts with each other) ~ or if it even matters.
Is there any way of knowing which of my other cards may have used the Certegy service?
_____________ p.s. We HAVE been getting five times more phone calls from several anonymous marketers since July. They all go to the answering-machine graveyard and I've been posting the numbers on the various phonewanker websites ~
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As far as I know, there's no way of telling which cards are registered by Certegy. According to one reply that I read, they wanted all sorts of identifying information from a guy who wanted to know if he was in their system, including bank account and routing info. There's no way that I would voluntarily give that info to them.
As far as placing fraud alerts, don't trust them to replicate information. Do it on all three individually. Their information is so inaccurate that they should not be trusted to do anything correctly.
Actually, I didn't get a letter from Certegy, but I also have a tendency to throw away mail from organizations that I do not recognize, so maybe I did get it and tossed it because I didn't recognize it.
What I should be doing is alternating my wife and I: get mine in January, May, September, get Russet's in March, July, November. If something appears wonky on one of our's, there's a good chance they could be after both of us, so we can order both.
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That is how it should be done, and that is why we use a credit union instead of banks.
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I left a note on the Girard Gibbs site, just for good measure.
So now I'm gonna see if I can email Equifax, Experian or TransUnion to see if I can place a fraud alert, and then get my credit reports from all three. The Certegy letter to me indicates that's MY responsibility; it didn't say they were gonna do it for me. Wankers.
Hmmm. I wonder which one is most all-around efficient to place the fraud alert with (since they claim to share fraud alerts with each other) ~ or if it even matters.
Is there any way of knowing which of my other cards may have used the Certegy service?
_____________
p.s. We HAVE been getting five times more phone calls from several anonymous marketers since July. They all go to the answering-machine graveyard and I've been posting the numbers on the various phonewanker websites ~ ( ... )
Reply
As far as I know, there's no way of telling which cards are registered by Certegy. According to one reply that I read, they wanted all sorts of identifying information from a guy who wanted to know if he was in their system, including bank account and routing info. There's no way that I would voluntarily give that info to them.
As far as placing fraud alerts, don't trust them to replicate information. Do it on all three individually. Their information is so inaccurate that they should not be trusted to do anything correctly.
Actually, I didn't get a letter from Certegy, but I also have a tendency to throw away mail from organizations that I do not recognize, so maybe I did get it and tossed it because I didn't recognize it.
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p.p.s. ~
May I post a link on my LJ to this post of yours,
for the edification of mine own flisters?
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"Sanks a yot!" ;D
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