Advice needed....

[suzyspangles]

Do any of you guys have any idea where I stand regarding the house? As it stands he has said I can have it and is quite happy to sign it over to me the only problem being its totally his house, his mortgage etc. Would I have to get my own mortgage or what? I dont have a clue.Meeting the repayments on my own wouldnt be a problem

Comments

[writerwench]

Get a solicitor. First thing tomorrow morning. Ask at your local County Court office for a list of matrimonial solicitors (yeah, I know, you were only engaged not married, but you'll need their expertise), and get advice from a professional.

In abstract legal terms, of course there's no problem with him assigning the ownership of the house to you, but the mortgage he has would have to be paid off and a new one taken out in YOUR name. Lenders are notoriously unwilling to just change the names on an existing loan.

But the advice from this nastily-divorced, extremely experienced former legal secretary/paralegal is - hie thee to a solicitor, first thing tomorrow.

[suzyspangles]

Thankyou for that advice, seems like it would all be a hassle i dont need, like you say a fresh start will be good for us all, hence me arranging a viewing on a cute little house round the corner :o)

[writerwench]

Anytime, hon. I've worked on a huge number of split-ups and divorces, and the scenario you're surviving is far from uncommon. And your absolute best response is to get out of there, away from all reminders. I should've done it myself, way back when, but didn't have the courage to uproot the girls, who'd lived in this house all their lives. But your situation is different.