I hate hate hate how some banks will take a huge chunk because of one bounced transaction. Penalizing someone by taking 40$ isn't exactly helping them not hit the red, JFC. If there was at least a 3-strike system in place, but my bank was basically "if you finish the day with so much as negative one cent, your future money is ours!
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And I worried about all of this last night that I have a stress headache this morning, barely got any sleep and now I'm currently a zombie at work.
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