Are you sure about the final cost? Because the cost listed for Covered California is very high until you go through the calculator. At my age and projected income, which is pretty low, my most expensive "silver" option (the "bronze" options are more expensive and I don't get why they are offering them to me because the coverage and payments are the same across the board -- by state law or something?) goes from $800 something to $155, while the least expensive goes from $700 something to $1 (one dollar). If all I saw were the preliminary costs I would have to throw up my hands and say I'd have to break the law. Even with the rebates: because I can't pay that much upfront and get it back the next year. It's the subsidies that make the difference, and the subsidies are not published in a set of tables you can just glance at. You have to run the calculator to find out. But the calculators are free and open to use -- you don't have to be applying to use them -- and you can run them for any number of actual and hypothetical situations
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