Comments | poor_skills: full time(?) work and health insurance

squid_ink in poor_skills

full time(?) work and health insurance

Apr 11, 2009 10:51

If you're employed 35-40 hours a week at a company, shouldn't you be eligible for health insurance, by law? I know someone who accepted a position for these hours, and the offer of employment letter said they would NOT be provided health insurance. I thought if you work more than 25-30 hours a week, it's considered full time employment and you ( Read more... )

health insurance

Comments 66

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squid_ink April 11 2009, 17:37:04 UTC

I thought you were on disability

calandria April 11 2009, 17:43:43 UTC

I've never had a job offer health insurance for less than 40 hours a week - that's been the standard cut-off point for "full-time" at all the companies I've worked for. 39 hours a week, and you aren't considered full-time.

At Sears they were even worse (Then, I don't know about now) you were only considered full-time if you worked 4 weeks in a row of 40 hours, so they would schedule their employees 40 hours for 3 weeks, then 39 hours for the 4th, just so they wouldn't have to offer them health insurance.

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focus_melanie April 11 2009, 18:16:43 UTC

cvs takes really good care of their employees, imo.

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Thread 6

christalblu April 11 2009, 20:20:08 UTC

Depending on the state laws and the size of the company, then they don't have to provide insurance. In California they do above a certain number of employees. But small businesses do not.

Christal

purpledaffodil April 11 2009, 20:32:35 UTC

It should be a law though!!

Speaking as an employer in a small business.... gwendally April 11 2009, 20:48:28 UTC

Different companies structure their compensation packages differently. The full cost for a family health insurance plan can be over $15,000. Sometimes they fit in compensation packages, sometimes they do not ( ... )

Re: Speaking as an employer in a small business.... squid_ink April 11 2009, 21:12:22 UTC

Two of them have health insurance through other methods.

if they get employment through a spouse, and the spouse is laid off and they can't afford Cobra.. it could be a problem.

if they're full time employees and other full time employees in your firm are offered benefits, there could be a problem

Re: Speaking as an employer in a small business.... gwendally April 11 2009, 22:40:10 UTC

They couldn't afford COBRA? You DO understand that if I offer them health insurance I will dock their cash wages by that exact same amount, right ( ... )

Re: Speaking as an employer in a small business.... squid_ink April 11 2009, 22:59:01 UTC

Let's say I'm willing to pay someone $40,000 for 2,000 hours of labor.
I can pay them $30,000 in cash and $10,000 towards their health insurance.
Or I can pay them $35,000 in cash and $5,000 towards their health insurance.

That doesn't pay for SHIT if you don't have insurance, or if you're in a high risk group and have to pay through the nose for coverage

you give them two weeks vacation and this INCLUDES sick time?? damn.. I'm glad I don't work for you

and FWIW - I work for a small five person company

my boss is just alot nicer than you are, and more compassionate

Thread 23