Handicap Equivalents
Health & Body Handicaps--
[10] ( 100) - under-the-weather / PMS
[20] ( 200) - nasty cold / *"period -- day 2"
[30] ( 300) - fever / sprained ankle
[50] ( 500) - "sick-in-bed" sick
Work & Home Handicaps--
[10] ( 100) - delays / malfunctions / work deadline
[20] ( 200) - snow day / sick child
[30] ( 300) - lengthy electrical outage
[50] ( 500) - practical or family emergency
Mind & Soul Handicaps--
[10] ( 100) - bad SAD weather / big test / art deadline
[20] ( 200) - depression / finals
[30] ( 300) - relationship crisis
[50] ( 500) - personal crisis