Budgeting can be a pain, but worth it. We don't do it as strictly as some (one of my older sisters writes every cent they spend in a book, and has done so since she married at least thirty years ago!) but we have gotten used to a sort of routine.
Yeah; I think I want to veer close to your sister's end of the spectrum, at least temporarily, until we get things under control. I'm in the "saving every receipt" stage, right now. Heh.
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