In the good old days of screening (which you remember, right?), you'd wait until they started to leave a message, find out who it was, and then pick up. But without an answering machine, alas. No Caller ID = Do Not Answer. As far as I know you have to request blocking your caller ID, so it is almost never anyone you want to talk with. This may not be true with cell phones, though, I dunno. If I don't know who's calling, though, I do not answer. If it is important they'll leave a message. If they leave a phone number, then you can Google them.
According to collections people, shouting at women increases you chances of collecting, but shouting at men decreases your chances. With guys, you don't threaten them, you threaten their credit rating.
Geez. How sexist is that?! I used to work at a call center where people would phone in for information about student loans. Our company restructured and I was sent to the department where non-payers were contacted (I was mostly on the call receiving end when people wanted information). Sometimes, they had us make calls, but we were NEVER mean to people. We had a script - which was just "Did you know you were overdue? Okay, well we don't want you to default, so let's see what we can work out." and then we would see if they were eligible for deferments or reduced payments or whatnot. That's why it boggles the mind so much when these people are so nasty.
Heh - and I felt like a guilty scumbag for working in the default prevention department! I don't think the people who work for these harassing debt collectors actually have souls.
If I hadn't been so shocked by her conduct, I would have said "No, I am an American citizen who has the right to know why I am being charged this amount, and what for."
As far as fighting people for a title? Nah. I wouldn't want the publicity anyway.
It is evil. And, yes, I should stop answering the phone. I have received so many weird and/or unpleasant phone calls, especially in the past decade, that I am sometimes surprised I don't have a phobia.
I just don't want to know what kind of person actually chooses to work a job like that. I'm sure some of them are just trying to make ends meet, but the woman yesterday was definitely not a good person.
That is very helpful, thanks! Now I wonder if I should answer the next time they call so as to get the contact information. I wish I had with the woman yesterday.
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But, in future, I will hang up as soon as I hear an automated message, to be sure.
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Heh - and I felt like a guilty scumbag for working in the default prevention department! I don't think the people who work for these harassing debt collectors actually have souls.
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I'll bet there's a few drag queens you could fight for the title!!
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As far as fighting people for a title? Nah. I wouldn't want the publicity anyway.
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They teach them those harrassment skills so you'll just pay the money so you don't have to get yelled at anymore. It's evil.
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I just don't want to know what kind of person actually chooses to work a job like that. I'm sure some of them are just trying to make ends meet, but the woman yesterday was definitely not a good person.
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http://www.privacyrights.org/fs/fs27-debtcoll.htm
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