Made in PSP 11.
1;
Take a stock image (I usually use the ones on sxc.hu) and paste it into your program.
my image 2;
Duplicate it and set to Softlight 100%.
3;
Merge all layers.
4;
Adjust>Blur>Gaussian Blur
Radius: 32.7
5;
Adjust>Blur>Motion Blur
It doesn't matter what you put for this, but my settings were:
Angle: 339
Strength: 30
6;
Adjust>Blur>Radial Blur
Once again, settings don't matter, but mine were:
Blur type: Spin
Blur: Strength (%): 40; Elliptical - checked
Center: Horizontal - 0; Vertical - 0; Protect - 0
7;
(optional)
Effects>Distortion Effects>Polar Coordinates
Click Polar to Rectangular.
8;
Duplicate your blurred image and set to Screen 100%.
9;
Duplicate once more, drag to the top and set to Burn 100%.