You can't use your super-smarts to get super-rich, it says specifically you can only be average in the other category. My question is, "average" where? If I'm of "average" wealth for, say, Cohasset, and then I relocate to Calcutta, that makes me pretty close to super-rich in my new digs. On the other hand, if I'm just "average" wealth for about 90% of the planet, I don't think that's very appealing however smart I am.