That part about the payday loans doesn't have enough bile (says she, sans gallbladder), I hate those companies. 2500%APR? How is that even legal? The staying in a job rings true for me. I keep regretting leaving my steady job back in 2007 for the contract at the BM which although relevant to my degree and a great job, ultimately led to nothing and me going back to temping, and subsequent unemployment leading to my current job. I keep wondering whether it was worth the hassle overall.
Yeah. Conversely, it's why I stayed in Wolverhampton for much longer than I should've - the knowledge that it was a job, there was a recession, at least I could pay my rent.
I've been in the "infinite circular fuckatron" where an overdraft charge puts you in the red, so you get charged for that, which puts you in the red, so you get charged for that... and so on into infinity.
And the thing about your next expensive disaster always being around the corner. Definitely.
I'm also currently in the 'no credit can be just as damaging as bad credit' place - I know I can't afford debt, so I don't take it on. I pay my bills and council tax as part of my rent to avoid nasty surprises; I have a PAYG phone; I don't have a credit card. Apparently this makes me look financially irresponsible!
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The staying in a job rings true for me. I keep regretting leaving my steady job back in 2007 for the contract at the BM which although relevant to my degree and a great job, ultimately led to nothing and me going back to temping, and subsequent unemployment leading to my current job. I keep wondering whether it was worth the hassle overall.
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And the thing about your next expensive disaster always being around the corner. Definitely.
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