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Jan 28, 2012 22:02

how do people afford 40k in student loans im literally going to kill myself ( Read more... )

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djmeowmix January 29 2012, 06:36:53 UTC
wait a sec-- so even though you've been repaying, its basically as if you've never been repaying and now you owe even more?

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digital_risu January 29 2012, 06:46:26 UTC
Yep that's the jist of it!! My smaller loan (with a different loan servicer) is doing fine but this big one is all sorts of upside down fucked. I'm going to call & see if maybe somethings wrong but as it stands I am being punished for being responsible :') & the thing is... I chose the payment plan that (in the end) has me paying the lowest possible amount of interest, yet here I am 450 dollars more in debt plus the 3k I've already put into it. Idk what to doesp. If they tell me everything is being calculated right. SIGH!

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djmeowmix January 29 2012, 06:51:54 UTC
wooow. that's awful!!!!!!!! fuck, well i dont really know what to say but things will be good One Day :( it might be rough now and you might juuust hopeless especially since it's like... ugh just this constant NUMBER in your face BUT, but that number isnt who you are! and somethings got to come through. you are working hard enough, i hope the loan people figure out what the fuck is wrong. i dont know what else to say cause i really feel such a pit in my stomach just thinkin about that situation, i wish you didnt have to go through it!!!! i would comb over everything, maybe theyre illegally screwing you over somehow

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djmeowmix January 29 2012, 06:52:55 UTC
and ps i LUVVV U even if we dont get to talk a lot, i hung your letters up and stuff and i think youre just the bees knees corry stop laughing at me corry pls...

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monogato January 29 2012, 07:18:22 UTC
I could preach AmeriCorps to you if you want. At the end of two years you'd have about $10k to put towards it and you'd not accrue any interest during those two years. *SHRUG* I did AmeriCorps and loved it.

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