Adventures in Currency Conversion

Jul 13, 2007 08:42

I have previously admitted to being low on cash. How low, one might ask? Well, on Monday morning, I was $24 short of having enough cash to pay my mortgage, which is due on Saturday ( Read more... )

divination, amusement, pictures, discordia, runes, writings, cheeseburger, house, stupidity

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Comments 32

gothicsquish July 13 2007, 13:15:39 UTC
A /conversion/ fee?! Wholy crap, was this your bank, or a random bank?

Wow, its been years since I last tried to do such a thing, and i know i wasn't charged.

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chronarchy July 13 2007, 13:30:50 UTC
That would be my bank. Apparently this is the new "in" thing: all the banks are doing it.

I really wanted to ask, "So, if all the banks jumped off a bridge, would you guys, too?"

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whitmanschild July 13 2007, 16:05:47 UTC
My bank did something similar when I cme back from Japan, except they charged me a *percentage* of the total amount of cash, since it was over a certain amount, something like 5.5%. I paid a little over $60 to exchange just over $1000 in yen. And I had to wait while they sent it to Atlanta for processing. Two weeks of waiting. Bigtime suck.

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chronarchy July 13 2007, 17:15:53 UTC
It's really a hell of a pain. I mean, I don't mind much that they're "buying" rather than "exchanging" currency, but the flat fee really annoys me. It makes it almost completely pointless to change small amounts.

If I hadn't needed it, I wouldn't have changed it at all.

I mean, 30 Euros = 29 USD? In what topsy-turvy world does that happen?

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viedansante July 13 2007, 13:40:58 UTC
I gotta say, that conversation yesterday, while it made me slightly horrified at capitalism, really made research more pleasant.

I am wondering if I am going to have to come on IM every day now for a suitably amusing addition to research...

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chronarchy July 13 2007, 13:56:05 UTC
You just might. . .

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viedansante July 13 2007, 14:07:33 UTC
Is that a dare?

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chronarchy July 13 2007, 13:54:10 UTC
Oh, yes: the discrepancy between American attitudes toward currency conversion and European attitudes was quite apparent :)

It made me long for the nice little shop in Paris where they were all business, gave me a decent rate, and sent me off in about 30 seconds.

Of course, I could find a money changer just about anywhere there. In Columbus, OH, there's only one, and it's at the airport. And banks, as you see, aren't being positive about the exchange rate.

I suddenly miss Europe a lot more than before :)

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chronarchy July 13 2007, 14:32:37 UTC
I had a military history professor who used to like saying, "Jimmy Carter was from Georgia, Josef Stalin was from Georgia. . . there's got to be some connection there!"

I think a lot of it has to do with our general Amerocentrism regarding currency, which can best be summed up in the statement, "Why would anyone want anything other than a dollar?"

Whereas I'm seriously thinking about a bank in Greece that had a very nice exchange rate and a solid interest rate for Euros. They offered a 12% interest rate for dollars and a 10% rate for Euros: that, alone, showed me the stability patterns in the currency.

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CHEESEBURGER! (make it a double) qryztufre July 13 2007, 13:56:23 UTC
How much do you sell those dice for (including shipping if you happen to know it)?

And I'm glad you made the payment :D

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peaceful_fox July 13 2007, 14:02:51 UTC
Okay - so how do I buy a set of your rune dice? :-)

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