My new small but local and fully featured bank (Albina Community Bank) sent me my VISA credit card before sending me my ATM card! I find that strange but it is a needed step on my road away from bigbankdom.( today and through March )
1. FDIC, 2. WAMU was big but still vulnerable because it was highly leveraged in home loans and bad securities, 3. Albina is small but not vulnerable because it does not make home loans and never has, 4. Nothing is certain, so I might as well go with people who care that I exist and offer me good features and, for the time-being, focus on my community. That could change, but at least I look around again. Credit Unions would be the best but suffer from lack of features that I need.
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