Dear Ben Stein,
Your article about how Americans have been irresponsible with money, and behaving like children assuming their parents could always bail them out, was very interesting. There are, however, a few points that make me want to smack you across the head.
(
First, your inherent classism )
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I'm sorry, but I and most of the people I know have been struggling with a shit economy for a LONG TIME, and much of it has to do with getting paid shit money (at one point I was working two jobs at about 60 hours a week and still living hand to mouth. AMERICAN DREAM AHOY.) for long hours, and living entirely on the edge. Tip over just slightly by being sick and missing a few days of work, or God forbid wracking up medical bills or getting fired, and you are just plain fucked.
And credit card lending laws and bankruptcy laws keep getting rewritten to make it easier for the big companies to lean on citizens. I don't have CC debt because I bought a flat screen tv. I have CC debt because I had a miscarriage, my husband had ulcers, and we had to keep our car from getting repo'd so he wouldn't lose his shitty part time (only 35 hours a week) job (which was going to hire him full time any day now! srsly
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