Пока все смотрят на Кипр, в Канаде открытом текстом в бюджете прописано, что в случае необходимости пассивы банка будут "сконвертированы":
http://www.budget.gc.ca/2013/doc/plan/budget2013-eng.pdfp.145
The Government proposes to implement a bail-in regime for systemically important banks. This regime will be designed to ensure that, in the unlikely event that a systemically important bank depletes its capital, the bank can be recapitalized and returned to viability through the very rapid conversion of certain bank liabilities into regulatory capital.
По наводке td5howard, ссылка
http://www.silverdoctors.com/canada-includes-bail-in-provision-for-systemically-important-banks-in-2013-budget/