My New Years Resolution is to stop charging things, and I'm doing okay so far, but I know I need to cut down on my comic book spending. Now's a perfect time, since both Secret Invasion and Final Crisis (except the Legion of Superheroes tie-in) are done
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Buying on credit isn't that bad. It is a major way to show banks and the like how financially sound you are. That means, pay on time, every month and usually a few days after the transaction not all the way up to the 25-30 day minimum to avoid extra fees. Trust me, I will have two degrees and a minor in less than 3 months and one is finance. ;)
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