not all exercise is healthy

Feb 09, 2009 21:21

It looks like we'll be squeaking by February afterall. At least, so far - typically this month inchworms to Spring Break, only exacerbated by the current economy. But astonishingly enough the daily doldrums of consumer frugality are punctuated with some spending, which is more than I expected ( Read more... )

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zovietsquid February 16 2009, 17:15:54 UTC
D'oh! Perhaps I didn't wrap the soap dish well enough. In any case, no big deal - just less crap for you to have to find a place for!

Who knows - so far February has been pretty decent; or at least, better than I expected. If March and spring break are even better, then we could be closing with some money, in which case I might get some of it. But it's a risk - if we close with none or too little, then staying was for naught. If I did just skip out of town, and our land lord decided to come after us for not honoring our lease, then it would fall on S and I'm not sure I can do that. Hell, she could then send teh law after me and I'm certain I don't want to give her legal precedent over me. Though it's most likely he wouldn't come after us for breaking the lease, it's a possibility I'd rather not risk without S's support/blessing.

Either way, if spring break is looking grim, then I'll up and leave before April. There'd be no reason to stay in that event, and even S couldn't argue with that.

Yeah I might need to take some Math classes and such, as I tested out of them for art school but I'm not sure that would stick with radiology school. In any case I'm excited to be going back to school and learning something that'll land me a job no matter where I'm at. Been checking job listings and it looks like radiology techs of all kinds are in high demand. I'm thinking of getting certified in Nuclear Medicine first, because it sounds awesome. Then on to CAT scan technologist.

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lacertah February 17 2009, 14:44:35 UTC
It might, you might have to send over transcripts to show them that you don't need college algebra. They will try and make you take some no credit shit just ot suck some money out of you. I went and talked with the Math Dean and told him that I could do college algebra and I didn't need a remedial math tune up and to put me in a higher math class (topics in mathematics--which was far far easier than college algebra) and he did. It's two clicks of the mouse for them to put you in a different class. You just have to convince them you're not an idiot.

Nuclear Medicine sounds awesome, might have to start calling you McCoy if you get into that shit--kickass! Yeah there are a lot of demand for good poeple for the hospitals. I think there is a high turnaround because it can be stressful and/or the chicks that do it marry a doctor (their true goal for going into nursing/medicine) then quit and start a brood.

Breaking a lease will just show up on your credit report. I doubt you'd have to go into hiding. Can always talk to the landlord and just tell them straight up what's going on and they may let you out of it. Can't squeeze blood from a turnip.

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zovietsquid February 17 2009, 17:55:21 UTC
Yeah, there is a high rate of turn around for medical techs, though I mostly see that from X-ray techs, nurses and such, not sure how CT techs fare. My cousin's an X-ray tech and she despises it. But when I hear or read explanations as to why, which typically revolves around being overburdened with menial jobs, I think "so, it's commensurate with what I'm doing, but they're making a lot more money and get consistent days off, vacations, etc..." I'm almost single handedly running a business that's actually three businesses in one, so by comparison this looks like a dream. In the case of burn-out, I could refresh at school and elevate my position into another field, as well.

Thanks for the advice on getting out of math classes! Hopefully I've retained enough numbers and variables to convince them.

If I did break my lease and it did show up on my credit report, do you think this would negatively impact my ability to gain financial aid for school? Right now my credit is flawless.

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lacertah February 17 2009, 18:24:31 UTC
Whoever signed the lease goes in the doghouse but just from experience:

I leased an apartment in Atlanta and the lease wasn't up when I decided to move back here and go to school. I had to do the lease because my dumb roommates at the time didn't have the creditworthiness to get into this particular place(big hint it was a bad idea).

So I told them, "Hey if you guys want to keep the apartment go ahead I'm moving peace out." Well I came back, was working at P for a year, then knowing i was quitting and going back to school went to get a loan for company stock and they denied it saying I had $3400 owed on my credit report to my old apartment complex. Turns out my roommates bailed on the place (after trashing it) right after I left. It was in my name so the apartment complex came after me for remaining rent + damages.

It had no impact whatsoever on my FAFSA. The real kicker is that since I was under 25 I was still not considered an adult by the govt and had to put my parents on the FAFSA form and THAT's what killed me getting any (free money) financial aid; not the ding on my credit report.

I did have to do a bit of legwork to get back the Bright Futures Scholarship which saved me a bit of dough ($900 a semester). I think it expires 5 years after high school tho.

FAFSA has the Perkins loans and the Stafford loans which I was able to get w/o a co-signer. The private loan I got that was unsubsidized(interest not paid by the govt)I had to get Deadward to co-sign on because I was under 25 and even with his horrendous credit I was able to get the loan at like a 2% interest rate.

Since it's been 5+ years that ding doesn't even show on my report now and once again I have perfecto credit.

Chances are you could cry poor to the landlord and let them know what's going on. Filing a collection is a lot of paperwork and they might not even decide to do it if they know that you leaving wasn't malicious.

Mark adds, "The shitty economy will affect you getting school loans."

If your Aunt is the leaseholder she'd be the one SOL, esp if you made no written agreement as a sub-leasee.
http://www.fafsa.ed.gov/

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lacertah February 17 2009, 18:25:23 UTC
Make sure you are a resident of FL before you sign up for shit or you'll be charged the out of state tuition fees which are redunculous.

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