Holy Crap
Okay, I hate financial things. Money is okay as long as im making and spending it, but loans and taxes and big ticket items (italy tkts, etc) are the pits. I haven't received my tax refund yet. It's been awhile- i filed early- the little website said that it was more than 6wks since they received my return and i should call the govt. >insert cliffhanger music< so i did and the woman asked if requested direct deposit. i thought that that charged so i didn't select it so i told her no. and she put me on hold and went on a hunt to see what was wrong with my taxes. well, her question got me thinking. did i select direct deposit? so i went through my tax return and i did. d'oh! so i checked my bank acct while i was on hold (i love the internet) no direct deposit, but here comes the holy crap, I WAS IN THE RED!!!!! by like 78 dollars!!! i am always sooo careful with what i spend on there, i couldn't believe that i was in the RED!!!! i immediately started thanking the govt that they offer direct deposit causing me to check my acct and catch my little problem before it became a big problem. want to know how it happened? they cashed ALL my italy checks on the same day! some 4,000 dollars worth of stuff that i have been paying them over the course of three or four months- as i had the money!!! RETARDS!!!! if i wanted them to take that much money out of my acct all at once, i would have waited and paid it all at once!!!! stupid italy people. to resolve the tax issue, i filled out the wrong form. the lady on the phone fixed it for me and i should have my refund- via direct deposit- in 30 days. WHEN IM IN ITALY!!!! at least it's dd, so i will have access to it over there. not like it'll be sitting in my mail box waiting for me to come home and cash it. alright, lots more financial crap to do. i want to try and knock it all out at once so i'm not stressing over several days of this. my mother is not cooperating though...