Apparently waiting can pay off sometimes
Yesterday in the mail I received a letter from the collection agency saying that my recent (try back in August 2005) request for them to investigate the fraudulent collection account has come out in my favor! They have supposedly contacted all three credit reporting agencies and I should expect the erroneous information to come off my files within 60-90 days! Yay! Recently I had thought of just paying the damn thing off, since my numerous contacts with the collection agency, the Oregon Attorney General's office and the credit bureaus themselves hadn't managed to get it off of there... but now I'm glad that I didn't!
Of course I am keeping track of the letter and will be sending it along to all of the agencies, with additional back-up dispute records just in case it isn't removed promptly.
It's yet another step forward to improving my credit!
Of course I am keeping track of the letter and will be sending it along to all of the agencies, with additional back-up dispute records just in case it isn't removed promptly.
It's yet another step forward to improving my credit!