My previous employer, decided to move to Sears Tower before the subprime meltdown and once that happened, wasn't doing so great which resulted in some cut backs which in turn resulted in me working fewer hours. Strangely enough I was mostly ok with the whole situation as my employment was not only hourly but also incentive based. I also didn't mind that they've closed for 2 weeks during Christmas season, since I got them to pay for most of that time off.
But after the company re-opened in January it went through restructure. Loan Processors were no longer hourly but commission based. Normally this would mean less money, but as I was part-time for a few months prior to this change, for me it meant that I would actually be earning more money, therefore, I was quite happy with the change.
Market rallied, and recovered a bit before it started to experience more problems. Company started to experience more problems that started to affect employees (delays in payroll), and finally what we all expected no payroll, with a promise of doubling next pay period. Well what do you know it didn't work out that way. What they did instead was to pay half of each pay period instead. Surprise surprise, people started to leave, and before you know it I was the only LP in the department. The good news was that they were paying on time and what was owned again.
Bad news? It was clear that the company would not stay afloat for much longer. Sure enough on June 13th I was told to cancel all of my files. This probably wouldn't bother me so much if 6 of them were not clear to close, meaning that all that was needed on my end was to schedule a time for a borrower to sign documents and they were ready to close. So the question is why I didn’t, right? Well because a STUPID co-worker of mine, would not lock the interest rate for these loans for a month and a half, constantly procrastinating... She might as well have given me almost 2k and flashed it down the toilet.
After that I was welcomed with open arms into the ranks of unemployed. But since I've never filed for it, I've of course screwed up. I've filled up all the paperwork and awaited my first check, what I didn't realize was that I needed to re-certify every two weeks that i was still unemployed, so the said check didn't come for a bit more than a month, or until I've corrected my mistake.
I've interviewed at couple different places, received couple of offers, and accepted an employment with Residential Loan Centers of America or RLCA for short. I've started on August 3rd and was later laid off on August 29th, reason being that company wasn't doing that great and some processors and underwriters were being laid off and one of their offices was being closed down.
I have to say I wasn't too happy about that, but in some sense I've found it ironic, because I've turned down three or four job offers in the mean time. I have to admit I was thinking "If I knew that..."
Well luckily I've found employment right away, it paid pretty well, but I didn't do anything, and the payroll arrangement was pretty weird, so I continued to look for something else.
Which means I've arrived at the end of my story. I've found a new employment with a new company, so I'm still doing loans, but with a market being what it is, it is slow. Hopefully this one will last a bit longer, and get a bit busier sooner. Slowness has both its perks and cons, but I like to keep busy at work with something else than reading.
On a lighter note.
Your result for Are You a Jackie or a Marilyn? Or Someone Else? Mad Men-era Female Icon Quiz...
You Are a Jackie!
You are a Jackie. "I do everything the right way."
Jackies are realistic, conscientious, and principled. They strive to live up to their high ideals.
How to Get Along with Me
* Take your share of the responsibility so I don't end up with all the work.
* Acknowledge my achievements.
* I'm hard on myself. Reassure me that I'm fine the way I am.
* Tell me that you value my advice.
* Be fair and considerate, as I am.
* Apologize if you have been unthoughtful. It will help me to forgive.
* Gently encourage me to lighten up and to laugh at myself when I get uptight, but hear my worries first.
What I Like About Being a Jackie
* Being self-disciplined and able to accomplish a great deal
* Working hard to make the world a better place
* Having high standards and ethics; not compromising myself
* Being reasonable, responsible, and dedicated in everything I do
* Being able to put facts together, coming to good understandings, and figuring out wise solutions
* Being the best I can be and bringing out the best in other people
What's Hard About Being a Jackie
* Being disappointed with myself or others when my expectations are not met
* Feeling burdened by too much responsibility
* Thinking that what I do is never good enough
* Not being appreciated for what I do for people
* Being upset because others aren't trying as hard as I am
* Obsessing about what I did or what I should do
* Being tense, anxious, and taking things too seriously
Jackies as Children Often
* Criticize themselves in anticipation of criticism from others
* Refrain from doing things that they think might not come out perfect
* Focus on living up to the expectations of their parents and teachers
* Are very responsible; may assume the role of parent
* Hold back negative emotions ("good children aren't angry")
Jackies as Parents
* Teach their children responsibility and strong moral values
* Are consistent and fair
* Discipline firmly
Take Are You a Jackie or a Marilyn? Or Someone Else? Mad Men-era Female Icon Quiz at
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